Motorcycle helmets, protest damage, and COVID-19 pandemic-related lawsuits dominated Insurance Journal's Midwest region headlines in 2020. Here is a look back at some of the most-read stories for the Midwest region, based on readership figures:
Governor signs Missouri law that removes motorcycle helmet requirement
On August 28, Missouri, a new law took effect requiring motorcyclists who are at least 26 years old to wear helmets. Riders who choose not to wear a helmet will require health insurance. Under the new law, the police are not allowed to put motorcyclists aside to check that they are complying with helmet laws.
Ohio Bill would expand coverage for business interruptions during COVID-19 emergencies
Rep. John M. Rogers, District 60, and Rep. Jeffrey Crossman, District 15, two representatives of the Democratic state in Ohio submitted a bill in the General Assembly in April that would require insurers to purchase business interruption insurance to to cover losses from viruses and pandemics, whether or not their policies contain exclusions for such risks. House Bill 589 would have been in effect only during the state of emergency ordered by Governor Mike DeWine on March 9, 2020 in response to the COVID-19 pandemic.
Lawsuits in Illinois are challenging Society Insurance's coronavirus claim denial
In April 2020, two lawsuits were filed in federal court in Illinois by restaurant and bar groups forced to close by government agencies as a result of the COVID-19 pandemic due to the denial of business interruption claims by Wisconsin-based Society Insurance Co. in the US District Court for the Northern District of Illinois, Eastern Division. The suits, Big Onion Tavern Group LLC et al. V Society Insurance Company (No. 1: 20-cv-02005) and Billy Goat Tavern I et al. V. Society Insurance (No. 1: 20-cv-2068), are similar to those filed by restaurants and bars across the country challenging insurers' denial of business interruption claims.
Reassuring Customers Part of Minnesota Agent Job in Aftermath of Riots
Dan Gutlovics held many virtual hands during the early days of the violent protests in Minneapolis and St. Paul following the death of George Floyd while in custody with the Minneapolis Police Department on May 25. Gutlovics, sales executive at Corporate Four Insurance Agency in the Minneapolis suburb of Edina, Minnesota, has commercial insurance clients with businesses in protest-hit areas. His agency was not directly affected by the violence, but some of his clients' companies were. He said he had consulted a lot with his clients about what coverages and options were available to them.
Brown & Brown Cancels Deal After Ohio Agency Exec Is Guilty Of College Scam
After Mark Hauser, a former director at Cincinnati, Ohio-based insurance and investment company HAUSER, agreed to plead guilty to a national university admissions scandal, insurance broker Brown & Brown Inc. the previously announced agreement to purchase HAUSER's assets. Mark Hauser admitted to paying $ 40,000 in September to manipulate his daughter's ACT score, in the admission schedule, also known as Operation Varsity Blues, which confused many high-profile parents, including actresses Felicity Huffman and Lori Laughlin, and Laughlin & # 39; s husband, fashion designer Mossimo Giannulli.
Allstate to cut 3,800 jobs as the final step in multi-year growth plan
The Allstate Corp. said it plans to cut approximately 3,800 jobs in claims, sales, service and support functions in late September 2020 as part of its ongoing plan to increase property / accident market share. The Illinois-based insurer said the layoffs would affect about 8% of the insurer's 45,780 workforce. The job losses stem from a multi-year growth strategy – the Transformative Growth Plan. An important element concerns cost savings through streamlining and restructuring.
Some Michigan drivers could see a big drop in insurance rates with new legislation
Michigan's new auto insurance error law, passed in May 2019, didn't go into effect until July 2, but the state governor and insurance regulators pre-approved the claims for insurers, showing that insurance rates for drivers in Michigan would be lower than the 10% discount required by law. In some cases, the reduction appears to be significant. Michigan auto insurance premiums are among the most expensive in the country, a condition most attributed to the requirement that drivers purchase unlimited, lifetime medical benefits with their auto insurance. The new law allows drivers to opt out or choose the amount of medical personal injury (PIP) coverage they want to purchase on their policy.
Michigan Suit says insurer owes commercial premium refund due to virus
In a class action lawsuit, a Michigan restaurant and bar challenged its insurer over payment of commercial policy premiums related to the time he was forced to close during the COVID-19 pandemic. The lawsuit calls for premium refunds and other exemptions. In Flo & # 39; s Pizzeria & Sports Bar v. EMC Insurance, Belmont, Flo & # 39; s Pizzeria in Michigan seeks refund not only for itself, but for all members of a class who have purchased EMC commercial insurance policies, including commercial liability , commercial car and commercial umbrella, and have not been granted a waiver for periods when the government had to close their doors to slow the spread of the pandemic.
South Dakota AG thought he was beating a deer; It was a man
South Dakota Attorney General Jason Ravnsborg said in a statement late on September 14 that he realized he had only beaten and killed a man walking along a rural stretch of highway after returning the next day and taking the body discovered. The state's top law enforcement officer said he initially thought he hit a deer while driving home from a Republican fundraiser Saturday night. He's being investigated by the South Dakota Highway Patrol. Authorities identified the dead man as 55-year-old Joseph Boever, who, according to relatives, had previously crashed his truck in that area and was apparently walking near the road when he was hit.
Police: Hell & # 39; s Angel sparked devastating riots in Minneapolis
A man captured on surveillance video breaking windows in an auto parts store in south Minneapolis, Minn., In the days after George Floyd's death, a Hell's Angels member was out and about was to stir up social unrest, police said. The police, that & # 39; Umbrella Man & # 39; Named for an all-black outfit with a hood, a gas mask and a black umbrella, says the man's actions soon led to an arson attack that was the first of several to turn peaceful protests into chaos.
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