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Why Industry Must Take Measurable Steps to Increase Diversity https://bestkitchenproducts.xyz/why-industry-must-take-measurable-steps-to-increase-diversity/ https://bestkitchenproducts.xyz/why-industry-must-take-measurable-steps-to-increase-diversity/#respond Sun, 21 Feb 2021 12:25:21 +0000 https://wp4.uploadage.com/why-industry-must-take-measurable-steps-to-increase-diversity/ 2021-02-19 06:00:43

A major takeaway of 2020 is the recognition that we are making a change of a magnitude greater and more frequent than anyone expected. One of the best ways for insurers and their business partners to embrace this momentum in 2021 is to take steps now to improve diversity, equality and inclusion (DEI) at all levels of their businesses.

The business case for DEI is stronger than ever. Studies by McKinsey & Company and The Wall Street Journal show that companies with greater diversity outperform their competitors by delivering better business results, more innovation and higher profits.

Reinforcing this knowledge are the after-effects of the world-changing events in 2020. George Floyd's death shone a much-needed spotlight on the experience of ethnic and racial minorities in many countries, reminding us that we need to move beyond verbal commitments – to take the necessary steps to bring about positive change and level the playing field.

The COVID-19 pandemic has further exposed the inequalities and vulnerabilities in our current systems, allowing us to regroup and consider how to "build better". by reducing our environmental impact, tackling inequality and creating a more inclusive society.

This heightened awareness of DEI in our business and personal lives has united the industry. By the start of 2021, we need to recognize that while diversity, equity and inclusion are related concepts, they can have different results if not properly aligned. Let this be the year that each of us makes a more powerful commitment to DEI by aligning goals and taking actionable, measurable steps toward impactful and sustainable change.

This kind of change requires planning and hard work. We took up the challenge at Lloyd & # 39; s, which, through our market model, brings together capital and talent on a platform of more than 85 syndicates.

DEI actions taken in the past 18 months include:

  • Launch of an annual culture survey assessing the attitudes and experiences of thousands of participants in our market. We used the early results to create a gender balance plan, business behavioral standards, and a culture dashboard to track our progress.
  • Set an intermediate target of 35% female representation in leadership positions and 20% on boards and executive committees by the end of 2023.
  • We also want to increase the representation of black and ethnic minority colleagues in leadership roles by using data to support this goal and setting an ethnicity target for the second quarter.
  • We have taken steps to improve the experience of black and minority ethnic talent in our market, creating an Accelerate program to attract, retain and develop this talent, reviewing policies to ensure that they do not be racist, provide financial support to organizations that encourage opportunities and inclusion and develop a long-term action plan to hold us accountable. And we will continue to support Dive In, the annual global festival for DEI in insurance that began in 2015 and grew to more than 30,000 delegates this year.

In this new year, industry peers around the world must challenge themselves to accelerate the development of a culture where everyone can be successful by following industry best practices, including:

  • Continue to prioritize mental health and the invisibility of a disability to leadership.
  • Harnessing the power of flexible working while recognizing that previous efforts to promote DEI could have been temporarily put aside by the pandemic.
  • Finding more ways to celebrate and embrace the positive impact of all colleagues on our business.
  • Leveraging the diversity found in college and university level risk management programs to attract and recruit a new generation of insurance professionals.

While many of the goals and best practices I have listed focus on the leadership level, it takes people at every level of an organization to build a more inclusive culture. Whether you're just starting out or an industry veteran, you have a role to play in the transformation.

Organizations such as the Insurance Industry Charitable Foundation (IICF) are providing many resources and events, including the upcoming International Inclusion in Insurance Forum in June, to facilitate the DEI conversation. In March, IICF's Boston Chapter will host a fireplace chat with organizational psychologist and workplace inclusion champion John Amaechi, who in 2007 became the first National Basketball Association player to speak publicly about being gay. These and other DEI industry events in 2021 and beyond will help turn ideas into action.

As we move through 2021, we want to reflect on the aspects of DEI that enable everyone to engage themselves and unique experiences for our shared challenges. We will succeed to the extent that we are able to attract and retain people of a wide variety of backgrounds, gender and ethnicity. Creating a work culture that celebrates differences and encourages everyone to be their best is a New Year's resolution that we can all be proud of.

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Citing Bias, Black Franchise Owner, Ex-MLBer, Sues McDonald’s https://bestkitchenproducts.xyz/citing-bias-black-franchise-owner-ex-mlber-sues-mcdonalds/ https://bestkitchenproducts.xyz/citing-bias-black-franchise-owner-ex-mlber-sues-mcdonalds/#respond Sun, 21 Feb 2021 10:19:13 +0000 https://wp4.uploadage.com/citing-bias-black-franchise-owner-ex-mlber-sues-mcdonalds/ 2021-02-19 06:28:57

The black owner of 14 McDonald & # 39; s franchises says the company has shown more favorable treatment to white owners and denied him the opportunity to buy restaurants in more affluent communities, according to a civil rights lawsuit filed in federal court in Youngstown, Ohio.

The lawsuit filed by Herbert Washington, a former Michigan State trackster who played part of two seasons with the Oakland Athletics in the mid-1970s, said the Chicago-based company's discriminatory practices led to a $ 700,000 sales gap. between franchises owned by Black. and that of whites.

Franchises in low-income neighborhoods cost more to operate, have higher employee turnover and are not as profitable, the lawsuit said.

"By relegating Black owners to the oldest stores in the toughest neighborhoods, McDonald's ensured that Black franchisees would never achieve the level of success White franchisees could expect," the lawsuit said. "Black franchisees have to spend more to run their stores, while white franchisees can realize the full benefit of their work."

More than 50 former Black McDonald & # 39; s franchise owners have made similar claims to Washington's in a lawsuit filed against the company in September, stating that they have had to sell approximately 200 stores in the past decade.

During a video press conference on Tuesday, Washington said he has fought a two-tier system since buying his first franchise 40 years ago in Rochester, New York. Washington once owned 27 restaurants and said he was forced by McDonald & # 39; s to sell seven stores to white owners in recent years.

He now has 12 restaurants in Northeast Ohio and two in Pennsylvania. He blames his advocacy on behalf of the owners of Black McDonald & # 39; s for his troubles with the company.

"McDonald & # 39; s has threatened me with extinction," Washington said. "The bows are in full retaliation against me."

McDonald & # 39; s issued a statement on Tuesday denying Washington's claims. The company said Washington "faces business challenges" for which the company "has invested significantly in its organization" while providing "multiple opportunities for several years to address these challenges."

"This situation is the result of years of mismanagement by Mr. Washington, whose organization has failed to meet many of our people, operations, guest satisfaction and reinvestment standards," the statement said.

According to the lawsuit, the number of Black McDonald & # 39; s franchise owners in the US has dropped from 377 in 1998 to 186 now. The company said in response that while the total number of US restaurants has increased from about 12,500 at the end of 1998 to 14,000 today, the percentage of stores owned by blacks is "largely unchanged."

Washington said he always hoped McDonald & # 39; s would change its culture and create parity between black and white franchise owners. He said the company recently offered him $ 6 a day for each of its franchises to close the sales gap.

"I can't even buy a Happy Meal with that kind of help," he said. "They don't want someone like me to be there. I'm telling the truth."

69-year-old Washington occupies a unique place in baseball history. As an NCAA champion and All-American sprinter, he was used purely as a pinch runner in the major leagues – he appeared in 105 games for the Oakland Athletics in 1974-75, but never took to the bat and never took the field with a glove .

Washington stole 31 bases and scored 33 runs for the A & # 39; s. He earned a championship ring after playing three World Series athletics games in their 1974 win over the Los Angeles Dodgers.

Washington was working as a sports reporter in Lansing, Michigan, near the Michigan State campus, when innovative A & # 39; s owner Charlie O. Finley called him with an offer to play baseball.

Many around the majors thought it was a joke, but Washington's speed added a new dimension to a team that won three consecutive World Series championships. Washington spent the entire 1974 season at Oakland and was released in May 1975.

Copyright 2021 Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.

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Officials: ‘Freak Storm’ Caused Deadly North Carolina Tornado https://bestkitchenproducts.xyz/officials-freak-storm-caused-deadly-north-carolina-tornado/ https://bestkitchenproducts.xyz/officials-freak-storm-caused-deadly-north-carolina-tornado/#respond Sun, 21 Feb 2021 08:13:19 +0000 https://wp4.uploadage.com/officials-freak-storm-caused-deadly-north-carolina-tornado/ 2021-02-19 08:07:53

North Carolina Gov. Roy Cooper said Wednesday that the state must learn of the surprising tornado that hit Ocean Isle Beach with little or no warning, killing three people and injuring 10.

The governor investigated most of the damage in Ocean Ridge Plantation, a neighborhood where residents recounted near-death experiences from the powerful EF3 tornado that was rapidly approaching.

Brunswick County Emergency Services Director Ed Conrow revealed that the Democratic Governor had swept roofs, knocked down trees and severely damaged homes and echoed the frustrations of residents who said they had little to no time to prepare.

"It developed so quickly," Conrow told the governor. 'I mean it was just really nothing and just exploded. Within four minutes we had a tornado hit the ground which is scary because everyone is sleeping in bed at night. "

He told reporters during Cooper's visit, "It was just a bizarre storm developing so quickly that we had no chance to respond."

Mark Willis, a meteorologist in charge of the National Weather Service in Wilmington, told The Associated Press that his team at the federal agency issued a warning of a severe thunderstorm at 11:33 p.m. Monday, followed six minutes later by a tornado warning.

Several residents described to AP how they rushed to hide in closets and bathrooms when conditions quickly deteriorated. Some said they received a warning on their phones two minutes after the tornado had already passed.

"The storm developed rapidly and our storm research team is still evaluating the exact details regarding when and where the tornado eventually landed, how strong it was, how far it traveled and other details," Willis said in a statement.

He noted that the Storm Forecast Center had predicted a small risk for severe storms highlighting the threat of isolated tornadoes and damaging winds. He added that members of his team spoke to some residents who said the first storm alert helped them brace for the impact.

During his tour, Cooper described the damage as & # 39; devastating & # 39 ;. He pledged to spend state resources to help rebuild destroyed homes and businesses, and also figure out what could be done differently to give people more warning time the next time a severe storm develops.

"We need to look at what happened here and learn from it and see if systems can be improved," Cooper said.

Speaking to community residents – many of whom rarely wear masks despite the coronavirus pandemic – Cooper told two residents, "We will use as much state resources as we can and should help. I know it is difficult for many families at the moment. , but this community seems to be very close. "

Damage can be seen on the roof of a picnic shelter in Brunswick County, NC near the town of Sunset Beach, Wednesday, February 17, 2021. Officials say a ferocious tornado hit just inland from barrier island Ocean Isle Beach on Monday shortly before midnight. AP Photo / Chris Seward)

But some people remained frustrated and said they were not interested in talking to the governor.

Richard Dobkin, a 58-year-old resident of Sunset Beach who owns a restaurant, storage facility and a few other businesses in the area, said he hasn't slept in two days. He has been working to estimate what he believes is at least $ 5 million in damage to his businesses.

Before the tornado hit his Ocean Ridge Storage Solutions business, about a mile (1.6 kilometers) from the Ocean Ridge Plantation, he said he was already struggling financially with the governor's pandemic-related business restrictions. And because his other businesses were strong, Dobkin said, he was not eligible for a loan through the federal government's Paycheck Protection Program. Now he said he sees significant losses from the tornado attack and a long road to recovery.

Two 930 square meter warehouses with items for 14 tenants collapsed. Dobkin expressed his annoyance and said no insurance expert had turned up. By late Wednesday morning, he was bulldozing the sites considered too unsafe to stay in place.

"I don't think it has started for me yet," Dobkin said. "I think it's a dream I have. I'll wake up in the morning and everything will be fine. I don't even know what to think at the moment."

Brunswick County Sheriff John Ingram wants non-residents to stay out of the damaged area unless they help with the recovery. Ingram said, "The last thing we need is to be inundated with a lot of traffic and spectators while people want to pick up the pieces."

Anderson is a corps member of the Associated Press / Report for America Statehouse News Initiative. Report for America is a national nonprofit service program that places journalists in local newsrooms to report on classified issues.

Copyright 2021 Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.

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Diversity and financial wellness: Prudential study explores financial lives of Americans by race, gender, sexual identity, caregiver status https://bestkitchenproducts.xyz/diversity-and-financial-wellness-prudential-study-explores-financial-lives-of-americans-by-race-gender-sexual-identity-caregiver-status/ https://bestkitchenproducts.xyz/diversity-and-financial-wellness-prudential-study-explores-financial-lives-of-americans-by-race-gender-sexual-identity-caregiver-status/#respond Sun, 21 Feb 2021 06:12:36 +0000 https://wp4.uploadage.com/diversity-and-financial-wellness-prudential-study-explores-financial-lives-of-americans-by-race-gender-sexual-identity-caregiver-status/ 2018-12-11 13:00:00

NEWARK, NJ, December 11, 2018 – Bright spots and areas of optimism exist within traditionally disadvantaged groups in the face of income inequality, pension insecurity and household debt, new data from Prudential Financial, Inc. (NYSE: PRU) reveals. The in-depth exploration of data from Prudential & # 39; s Financial Wellness Census ™ highlights the dramatic differences in the experiences of diverse populations within the US, many of whom were disproportionately affected by the 2008 financial crisis.

This press release contains multimedia. Watch the full release here: https://www.businesswire.com/news/home/20181211005437/en/

The report, "The Cut – Exploring Financial Wellness Within Divers Populations," is based on a survey of more than 3,000 American adults and examines the financial lives of a diverse group of Americans: women, black Americans, Latino Americans, Asian Americans, caregivers , and the LGBTQ community.

“Resilient and diverse communities are the foundation of a stable and strong economy. Their progress makes our progress possible, & # 39; & # 39; said Judy Dougherty, Prudential's financial welfare officer. “This new analysis provides a layered portrait of Americans' financial lives, revealing factors that underlie and sometimes hinder our ability to achieve financial security. These insights are critical to Prudential's businesses and are the foundation of our efforts to develop products and services that help more Americans improve their financial health. "

The data shows challenges and opportunities

The research describes the wide range of outcomes, experiences and attitudes among traditionally disadvantaged communities. For example:

  • Due to significant margins, black Americans at all income levels are more likely than the general population to prioritize helping others financially: caring for parents or other family members, providing tuition for their children, helping children with a down payment for a house, leaving a home. inheritance to their heirs, and give to charity.
  • The median annual income for women in the study was $ 52,521, compared to $ 84,006 for men – women reported making about 63 cents for every dollar that men earned. In addition, 54 percent of all women indicated that they were the main breadwinner in their household, regardless of composition.
  • Thirty-eight percent of caregivers in the study don't think they can ever retire, compared to only 25 percent of non-caregivers. While caregivers for special needs children were as likely as other caregivers and non-carers to have a defined contribution retirement plan, they were also most likely to take out a loan or to have a withdrawal from hardship.

“The journey to financial wellbeing is very personal,” said Lata Reddy, Prudential senior vice president of Diversity, Inclusion & Impact. “While there are common experiences that connect us all, there are also several factors unique to our individual journeys that affect the final destination. These factors must be clearly understood in order to make real progress. The first step is to actively listen to the voices in our communities, and it is in that spirit that this research has been conducted. "

For more information, view the full report "The Cut – Exploring Financial Wellness Within Divers Populations". Prudential has also created a three-minute self-assessment to enable individuals to discover where they stand on their own personal path to financial well-being. To create the financial wellbeing assessment and explore a visualization of the data, go to prudential.com/stateofus

Prudential Financial Wellness Census Methodology

The Original Financial Wellness CensusTM was conducted by Prudential's Decision Insights Group and Chadwick Martin Bailey in the United States between September 20 and October 9, 2017, among a nationally representative sample of 3,013 American adults aged 25-70 years. For full survey methodology, including weighting variables and subgroup sample sizes, please contact prudential@sharpthink.com

About Prudential Financial, Inc.

Prudential Financial, Inc. (NYSE: PRU), a financial services leader with more than $ 1 trillion in assets under management as of September 30, 2018, has operations in the United States, Asia, Europe, and Latin America. Prudential's diverse and talented employees are committed to helping individual and institutional clients grow and protect their assets through a variety of products and services, including life insurance, annuities, retirement-related services, mutual funds and asset management. In the US, Prudential's iconic Rock symbol has stood for strength, stability, expertise and innovation for over a century. Visit news.prudential.com for more information.


]]> https://bestkitchenproducts.xyz/diversity-and-financial-wellness-prudential-study-explores-financial-lives-of-americans-by-race-gender-sexual-identity-caregiver-status/feed/ 0 Caribbean Agricultural Workers Keep Fighting for Compensation from Pesticide Exposure https://bestkitchenproducts.xyz/caribbean-agricultural-workers-keep-fighting-for-compensation-from-pesticide-exposure/ https://bestkitchenproducts.xyz/caribbean-agricultural-workers-keep-fighting-for-compensation-from-pesticide-exposure/#respond Sun, 21 Feb 2021 06:07:06 +0000 https://wp4.uploadage.com/caribbean-agricultural-workers-keep-fighting-for-compensation-from-pesticide-exposure/ 2021-02-19 12:07:06

SAN JUAN, Puerto Rico – Farm workers who have long sought compensation for contamination by a pesticide banned in France, but used in the country's Caribbean islands, Martinique and Guadeloupe, finally have a day of waiting for the court.

Investigative magistrates in Paris last month held a videoconference hearing with representatives of consumer, agricultural and environmental groups who met in a courtroom in Martinique to determine how to deal with a complaint that had been languishing since 2006.

"I never gave up," attorney Harry Durimel said during a telephone interview from Guadeloupe. "This is serious business that deserves everyone's involvement."

The complaint concerns Chlordecone, a pesticide also known as Kepone that was banned in the US in 1976 after several infamous incidents, including the contamination of the James River in Virginia, and has been blamed for neurological problems, including slurred speech.

French health authorities have expressed concern that it could be related to the high rate of prostate cancer in the Eastern Caribbean, and some studies have suggested it may be related to preterm births.

It was legally marketed in France from 1981 to 1990 and was used in Guadeloupe and Martinique for three more years to control the banana weevil under an exemption granted by the French government.

Durimel and other attorneys claim the exemption was illegal. The lawsuit accuses the French government of failing to protect the health of its population and of not doing enough to identify and mitigate the effects of chlorine con pollution on both islands, with a total population of about 750,000.

& # 39; They silently poisoned us, & # 39; said Durimel.

The French Overseas Ministry has not returned a request for comment.

Durimel said France considers the pesticide so risky that in October 2002 it ordered the burning of 1.5 tonnes of sweet potatoes arriving from Martinique in the port of Dunkirk because they contained chlordecone.

The pesticide is slowly being broken down, with some experts estimating that pollution in Martinique and Guadeloupe will persist for decades or even centuries after the ban.

In Martinique, authorities temporarily banned fishing in all rivers and some coastal areas in 2009 after finding that almost all fish sampled were still contaminated. American studies in the James River found tainted fish decades after Kepone was banned.

French officials had previously banned the sale of goods containing chlordecone and ordered that all soil be analyzed before growing root vegetables. But the complaint says those measures were not enforced and did not impose severe penalties. In 2002, authorities in Martinique and Guadeloupe seized several tons of chlorine cone.

"Ultimately, it appears that the state has failed miserably in its mission to protect public health," said the complaint filed by the Guadeloupe Regional Consumers Association; SOS Environment Guadeloupe; the Agriculture, Society, Health, Environment and the Union of Agricultural Producers of Guadeloupe group.

A 2015 article in the journal Environmental Science and Pollution Research summarized the pesticide's long-standing effects: “From 1999 to now, measurements of chlordecone in blood samples have shown that much of France's West Indies population is still contaminated. "

It noted that 88% of the samples collected from 100 adult men in Guadeloupe in 1998 contained chlordecone, and in 2004, chlordecone was found in 87% of 122 pregnant women in Guadeloupe and in 77% of breast milk samples.

Years later, a 2005 to 2007 study in Guadeloupe found chlordecone in 67% of 623 men diagnosed with prostate cancer, according to the article.

It expressed concern about exposure during pregnancy and the development of the child "and possible long-term effects such as cancer."

France has made several efforts to combat the chldecon contamination, and the most recent plan, due to be launched in the coming weeks, has a budget of $ 112 million, three times the previous plan, French officials said. Proposed measures for the next six years include analyzing tap water, taking blood samples, and monitoring human exposure levels. Officials also plan to map soils to identify the most polluted areas.

But many activists remain dissatisfied, and the French government itself noted in an earlier evaluation that several areas need improvement,

The future of the slow business is not clear. Magistrates at the High Tribunal in Paris said some evidence has disappeared and suggested that the statute of limitations could have expired because of any alleged damage caused by the pesticide. No date had been set for a follow-up hearing.

The plaintiffs' lawyers demand that officials find the missing documents and claim that there is no statute of limitations in the case.

While the complaint against the government does not specify possible remedies, Durimel said he envisions a fund to help victims: "The goal is for those who pollute to pay."

Alfred Marie-Jeanne, chairman of Martinique's executive council, wrote to French President Emmanuel Macron last month that he was baffled by the report of missing evidence and a possible time limit on the damage suffered by people in Martinique and Guadeloupe.

"They feel they have been betrayed by the state and abandoned by those who should have defended them," he wrote.

Copyright 2021 Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.

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American workers seek learning and development programs to close skills gap https://bestkitchenproducts.xyz/american-workers-seek-learning-and-development-programs-to-close-skills-gap/ https://bestkitchenproducts.xyz/american-workers-seek-learning-and-development-programs-to-close-skills-gap/#respond Sun, 21 Feb 2021 04:03:03 +0000 https://wp4.uploadage.com/american-workers-seek-learning-and-development-programs-to-close-skills-gap/ 2018-12-17 01:00:00

According to the Bureau of Labor Statistics, unemployment is at its lowest point since 1969 and job vacancies have been high for 17 years. With a tight labor market, competition for candidates with the right skills is increasing enormously. Still, many employees lack the skills needed to take advantage of new opportunities, suggests a new survey from Prudential Financial, Inc.

The fifth American Workers Survey, conducted by Morning Consult on behalf of Prudential in November, found that more than one in four US employees say career development opportunities are available to them, but they lack the skills and training for these positions.

The skills gap is even more concerning for millennials: 51 percent say they fear that a lack of skills or education will negatively impact their careers over the next five years.

The biggest barriers to building those skills? According to American workers, access to training opportunities and financial concerns are at the top. For millennials, who are most likely to be new parents, more than half say that learning and developing new skills requires access to affordable childcare.

US workers expect the private sector to be at the forefront of their personal development – nearly four in five say the private sector is responsible for retraining, and nearly six in ten expect their employer to help pay for training and new skills.

"Jobs are essential to the foundation of the financial well-being of American workers," said Rob Falzon, Prudential vice president. “Right now, a skills gap is emerging. There is competition for talent, but at the same time, jobs are changing due to disruption. Ensuring employees have the right skills to fill these jobs is critical to their future financial well-being. "

Prudential has addressed the challenge through many initiatives, including investments in the National Fund for Workforce Solutions, its program with Workplace Opportunity Services to train veterans and military spouses for the civilian workforce, and its partnerships with local universities shaping educational experiences and guiding students for careers in financial services and information technology.

"The future of work is already here," said Falzon. "Employers must create opportunities to strengthen our workforce by increasing the flexibility and mobility of employees."

See the fifth American Workers Survey fact sheet for more of the research results. For more information about the results of this survey, please contact Andrew Simonelli

]]> https://bestkitchenproducts.xyz/american-workers-seek-learning-and-development-programs-to-close-skills-gap/feed/ 0 UK Court Rules Uber Drivers Should Be Classed as Workers, in Blow to Business Model https://bestkitchenproducts.xyz/uk-court-rules-uber-drivers-should-be-classed-as-workers-in-blow-to-business-model/ https://bestkitchenproducts.xyz/uk-court-rules-uber-drivers-should-be-classed-as-workers-in-blow-to-business-model/#respond Sun, 21 Feb 2021 04:01:05 +0000 https://wp4.uploadage.com/uk-court-rules-uber-drivers-should-be-classed-as-workers-in-blow-to-business-model/ 2021-02-19 12:22:40

LONDON – A group of Uber drivers are entitled to workers' rights such as the minimum wage, Britain's Supreme Court ruled Friday in one fell swoop for the taxi service affecting millions of others in the gig economy.

In a case led by two former Uber drivers, a London labor court ruled in 2016 that they owed duties that also included paid holidays and rest breaks.

Uber drivers are currently treated as self-employed, which means they have only minimal protection under the law, a status the Silicon Valley-based company tried to maintain in a lengthy legal battle.

"The Supreme Court unanimously rejects Uber's appeal," Judge George Leggatt said Friday.

"The legislation is designed to provide certain protections to vulnerable individuals who have little or no control over their pay and working conditions."

A total of 25 drivers were part of the case, and Uber said the verdict would not apply to all of its current 60,000 drivers in Britain, including 45,000 in London, one of the major global markets.

"We respect the court's decision, which targeted a small number of drivers using the Uber app in 2016," said Jamie Heywood, Northern and Eastern Europe chief.

"We are committed to doing more and will now consult every active driver in the UK to understand the changes they want to see."

Uber shares fell 3.4% in premarket trading after the court announcement.

Gig Economy Workers

The gig economy, where people tend to work for one or more companies per job, has been criticized by unions saying it's exploitative, while companies say many of those who work in it enjoy the flexibility.

Lawyers say it could be several months before details of Friday's decision are processed at a subsequent labor court hearing to settle practical matters regarding amounts owed to drivers.

Law firm Leigh Day says eligible drivers may be entitled to an average of £ 12,000 ($ 16,780) in compensation. It represents more than 2,000 potential claimants.

Uber has faced opposition from trade unions and challenges to its business model in several countries as it disrupted the taxi market.

In November, however, it faced a challenge in its home California market, where voters backed a vote that bolstered app-based food delivery and the status of chocolate sprinkles drivers as independent contractors, not employees.

One of the two former Uber drivers who led the UK cause, James Farrar, called on Prime Minister Boris Johnson's government to do more to reform the gig economy.

"I am delighted that workers finally have a remedy because of this ruling, but the government urgently needs to strengthen the law so that gig workers also have access to sick pay and protection against unfair dismissal."

(Reported by Costas Pitas; edited by Guy Faulconbridge and Pravin Char)

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How the government shutdown affected the finances of federal workers https://bestkitchenproducts.xyz/how-the-government-shutdown-affected-the-finances-of-federal-workers/ https://bestkitchenproducts.xyz/how-the-government-shutdown-affected-the-finances-of-federal-workers/#respond Sun, 21 Feb 2021 01:57:06 +0000 https://wp4.uploadage.com/how-the-government-shutdown-affected-the-finances-of-federal-workers/ 2019-02-12 16:00:00

Researchers have been warning for years that many Americans don't have the emergency savings to deal with even a relatively short income disruption. Few events have provided a clearer field test of that assessment than the recent 35-day partial government shutdown.

To learn more about the effect of the closure on the financial health of federal employees and their households, and to help employers and policymakers consider ways to help Americans solve the financial challenges of our changing world, Prudential Financial surveyed more than 350 federal employees and contractors who went unpaid during the shutdown. The findings complement the results of Prudential & # 39; s Financial Wellness Census 2018, dividing the country almost evenly between those who are financially healthy and those who struggle to meet the current cost of living and save long-term goals.

Despite federal workers having a higher percentage of emergency savings than U.S. workers as a whole, the survey found:

Almost half of the respondents in the survey were behind on their accounts during the close. More than a quarter missed a mortgage or rent payment.

Almost a quarter cut or eliminated health or medical expenses for themselves or family members.

More than 80 percent said their overall stress level peaked, and half said they became "much more stressed."

In most cases, federal workers burned most or all of their savings.

While the survey highlights the impact of the government shutdown – an unprecedented event – on some of the U.S. workforce, for the average American, an income disruption could be the result of something much more common, such as a job loss, an injury, physical or mental health problem or even pregnancy.

An estimated 51 million working adults in the US do not have disability insurance other than basic coverage available through Social Security, which does not cover most of the challenges that workers are likely to face; and 63 percent of Americans cannot handle a $ 500 emergency.

“The recent government shutdown is a wake-up call for Americans and shows how vulnerable people are to income volatility,” said Jamie Kalamarides, president of Prudential Group Insurance. "Our survey highlights the need for emergency savings as well as the forms of insurance available in the workplace, such as disability insurance, that can help Americans protect their income when unexpected events arise."

Click here to view the full report, “Financial Fragility PDF opens in a new window

]]> https://bestkitchenproducts.xyz/how-the-government-shutdown-affected-the-finances-of-federal-workers/feed/ 0 Insurers Expect ‘Hundreds of Thousands’ of Claims from Texas Storm https://bestkitchenproducts.xyz/insurers-expect-hundreds-of-thousands-of-claims-from-texas-storm/ https://bestkitchenproducts.xyz/insurers-expect-hundreds-of-thousands-of-claims-from-texas-storm/#respond Sun, 21 Feb 2021 01:55:19 +0000 https://wp4.uploadage.com/insurers-expect-hundreds-of-thousands-of-claims-from-texas-storm/ 2021-02-19 12:31:04

US property insurers brace themselves for damage from collapsing roofs, burst pipes and lost property, while Texas is taking stock of losses from a winter storm that has paralyzed its power grid.

Insurers' losses can amount to billions of dollars, said Moody's analyst Jasper Cooper.

Insurers in Texas, the second largest property insurance market among U.S. states, are used to grappling with historic storms like Hurricane Harvey in 2017.

But this winter storm is unique for its hold over the state. The electricity grid was paralyzed and hundreds of thousands of homes without power for four days.

"You wouldn't be hit by a hurricane across Texas," Cooper said.

Texas insurers expect "hundreds of thousands of claims," ​​said Camille Garcia, spokeswoman for the Insurance Council of Texas.

State Farm, the largest homeowners insurer in Texas according to premiums collected, received "thousands" of claims for frozen pipe damage this week, compared to just 75 in Texas in 2020, spokesman Chris Pilcic said.

Source: 2020 Texas Insurance Department Annual Report.

Hailey Binion in Richardson, Texas, and her family have already called their insurer about broken pipes flooding their kitchen and living room, the 22-year-old student said.

That was after she had spent several nights without power or heat, huddled with her parents, siblings, and dog for warmth.

"It was difficult and it was scary," said Binion.

Hundreds of thousands of homes in Texas will face a fourth day without heating on Thursday, after utilities made some progress in restoring power and the winter storm that paralyzed the power grid left the state.

To date, about 490,000 Texas homes were without power, up from about 2.7 million on Wednesday, according to poweroutage.us, a website that tracks outages.

Commercial property claims are starting to trickle into insurance broker Marsh, said Lori Freedman, claims adviser in Central Texas in Austin.

Most are for broken pipes, although Freedman is waiting for more details on roof damage, which will become apparent when the ice thaws, she said.

The weather and outages have also disrupted supply lines in the states, preventing many businesses from functioning, said Austin attorney Leslie Thorne, who has received 30 calls in the past three days from clients needing advice on coverage.

"It's awful," said Thorne. "We really hope that a lot of power will come back today."

(Reporting by Suzanne Barlyn in Washington Crossing, Pa. Editing by Matthew Lewis)

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